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	<title>Scholz &#38; Associates &#187; IRA</title>
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		<title>Avoid the 401(k), IRA Tax Deferral Trap</title>
		<link>http://www.scottscholz.com/avoid-the-401k-ira-tax-deferral-trap</link>
		<comments>http://www.scottscholz.com/avoid-the-401k-ira-tax-deferral-trap#comments</comments>
		<pubDate>Tue, 09 Nov 2010 03:54:03 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Avoid the 401(k) IRA Tax Deferral Trap]]></category>
		<category><![CDATA[Build Tax Advantaged Wealth & Tax Free Income]]></category>
		<category><![CDATA[Financial Planning for Retirement]]></category>
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		<description><![CDATA[If you think future tax rates will be higher than they are today, does it make sense to save money to accumulate wealth in accounts that defer, or postpone or delay, taxes to the future. Learn how to Avoid the 401(k)/IRA Tax Deferral Trap For more in depth examination of the cost of the tax [...]]]></description>
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		<title>Individuals</title>
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		<pubDate>Fri, 12 Feb 2010 21:46:54 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Build Tax Advantaged Wealth & Tax Free Income]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[IRA]]></category>
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		<category><![CDATA[tax free]]></category>
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		<guid isPermaLink="false">http://www.scottscholz.com/?p=803</guid>
		<description><![CDATA[Do you ever ask yourself: What if I outlive my money?  (This is a primary concern for most Americans according to this study-read HERE.) What if tax rates increase in the future? If tax rates increase in the future, does it make sense to save money in tax-deferred investment vehicles where I&#8217;ll pay taxes at [...]]]></description>
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		<title>Who&#8217;s Helping Consumers Planning for Retirement?</title>
		<link>http://www.scottscholz.com/whos-helping-consumers-planning-for-retirement</link>
		<comments>http://www.scottscholz.com/whos-helping-consumers-planning-for-retirement#comments</comments>
		<pubDate>Fri, 12 Feb 2010 21:44:39 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[financial advice]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[How to plan for retirement]]></category>
		<category><![CDATA[Independent Financial Adviser]]></category>
		<category><![CDATA[Individual Retirement Account]]></category>
		<category><![CDATA[Planning for Retirement]]></category>
		<category><![CDATA[Reduce Taxes]]></category>
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		<category><![CDATA[Seattle Financial Consultant]]></category>
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		<category><![CDATA[IRA]]></category>
		<category><![CDATA[pay off mortgage]]></category>
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		<category><![CDATA[reduce interest]]></category>
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		<guid isPermaLink="false">http://www.scottscholz.com/?p=791</guid>
		<description><![CDATA[Here are 3 essential questions for you to consider when Planning for Retirement: Have you confirmed, with your own numbers, the impact paying taxes has on your lifestyle, now and in retirement? Have you confirmed the impact and repercussions of saving in a tax-deferred retirement plan, like your company 401K or a traditional IRA? Do you know how much more you&#8217;ll [...]]]></description>
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