Individuals

Do you ever ask yourself: What if I outlive my money?  (This is a primary concern for most Americans according to this study-read HERE.) What if tax rates increase in the future? If tax rates increase in the future, does it make sense to save money in tax-deferred investment vehicles where I’ll pay taxes at [...]

Avoid the Tax Deferral Trap

If you’ve saved money into a 401(k) or tax-deferred account, you’re headed for The Deferral Trap.  Forbes magazine (Dec 13, 2004) first warned that most people unknowingly make this expensive mistake when they fund their tax deferred accounts.  Carefully compare how the true benefits and costs of these tax deferred plans will impact your future lifestyle.  [...]

Use a Self-Directed IRA to Diversify

As people experience the current state of the economy with the sub-prime mortgage debacle, near collapses by banking and insurance giants, as well as a plummeting stock market and shrinking retirement accounts, they want to take back control of their investments. Many are also disenchanted with the traditional investments available through typical retirement plans like an IRA or [...]