2012/02/22

Pay Off Mortgage/Debt

“0″ Mortgage – Pay Off Mortgage & Other Debt, Build Wealth & Create Tax Free Income

Imagine paying off your mortgage in 1/2 to 1/3 the time without increasing your payments or changing your lifestyle. You’d save 50% to 70% of the interest you’d otherwise pay to your lender and could use that money for yourself to build tax-advantaged wealth and enhance your lifestyle.

Learn about this powerful cash flow management and financial planning software, the fastest way to pay off a mortgage, bar none.  Faster than a 15 year mortgage.  Faster than paying extra each month or bi-weekly payments.  For a demonstration, call 425-829-4110.  For a video overview:

Click here - The Equity Accumulator

You can pay off a mortgage – in 6 to 15 years or less, or manage your equity to build wealth more efficiently.  No sacrifices or changes in your lifestyle.

Without changing your spending habits or saving any more each month than you already are, this “Advanced Cash Management Software program” (financial planning software) shows how to:

  • Pay off your 30-year mortgage in 1/2 to 1/3 the time.
  • Reduce your effective APR by half.
  • Save 50% to 70% - tens to hundreds of thousands of dollars – in mortgage interest.

CLICK ON THE GRAPHIC TO ENLARGE FOR CLEARER VIEW-

CLICK ON GRAPHIC TO ENLARGE FOR CLEARER VIEW

If you’re a Homeowner, the only 2 reasons you couldn’t take advantage of this tool to pay off your mortgage is: 1-if you spend more than you make each month, or, 2-if you already paid off your mortgage.  Savings like these should be yours:

Consider these case studies:

$380,000 mortgage 30yr plan Equity Accumulator Savings
Interest to be paid: $360,052 $116,482 $243,572
Time in debt: 30 years 11 years 3 months 18 years 9 months
Eff APR=1.865%
$335,000 mortgage 30yr plan Equity Accumulator Savings
Interest to be paid: $306,113 $79,287 $221,826
Time in debt: 30 years 9 years 2 months 20 years 10 months
Eff APR= 1.467%
$200,000 mortgage 30yr plan Equity Accumulator Savings
Interest to be paid: $116,760 $42,238 $73,522
Time in debt: 23 yrs remaining 8 years 11 months 14 years 1 months
Eff APR=1.374%
$140,000 mortgage 30yr plan Equity Accumulator Savings
Interest to be paid: $128,640 $31,005 $97,635
Time in debt: 30 years 8 years 6 months 21 years 6 months
Eff APR=1.378%

Watch this video overview of how to pay off a mortgage:

Click here - The Equity Accumulator

The Equity Accumulator (financial planning software) optimizes your cash flow to rapidly pay off mortgage and any other debt, while you’re at it.  This can put you on the path to financial security and freedom.  You don’t compromise your lifestyle in any way.  Implementing this software solution will

  • Pay off your 30-year mortgage in 1/2 to 1/3 the time,
  • Save 50% to 70% of the interest you’d ordinarily pay on a 30-year mortgage
  • Reduce your effective APR – significantly(-note the chart above),
  • Increase your net worth,
  • Free up capital for investing for your future or enhance your lifestyle,
  • Improve your credit score,
  • Increase your borrowing power,
  • Increase your investment capacity,
  • Enable you to acquire appreciating assets,
  • Minimize the amount of interest you pay the bank for the ‘privilege’ of using its money.

It’s said: “There are two types of people in the world: Those who understand interest and those who don’t.  Those who understand interest, receive it; those who don’t, pay it.”  –  Which side of the equation are you on?

The Equity Accumulator allows you to take control of your hard-earned money rather than give it to a financial institution in the form of interest payments.  You can receive results like the case studies above and below and pay off your mortgage fast using the same system Fortune 500 companies and banks use to reduce their calculated daily average interest.  The Equity Accumulator software’s algorithms direct you to create the highest interest savings possible in the least amount of time as you rapidly pay off your mortgage.  Faster than a 15 year mortgage!

Watch the video.  Understand the process and learn how it works. Then call to get set up on the software and start to pay off your mortgage and other consumer debt.  Find out your ‘Debt Free Day’ and see how much less interest you’ll pay to your lender and how much money you’ll keep for yourself to use to build true wealth.

What’s it worth to you?

  • “Thank you for all your assistance. I wouldn’t have been able to make it through the past year without your help. I would recommend your program to anyone looking to get out of debt.” – Sheryl M.
  • “I just wanted to thank you. You have no idea how much better I feel knowing that you are working with me to get my debt down.” – James H.
  • “We never knew it could be so easy to get out of debt so fast. We are going to be out of debt in 10 years or less and we don’t pay anymore into our bills than what we paid before! We would definitely recommend this program to friends and family!” – Nick and Ashley T.

As Ben Franklin said: “An investment in knowledge pays the best interest.” Invest 18 minutes to watch the video.

Franklin also said, “A penny saved is a penny earned.”  Save these pennies for yourself!  Why pay that money unnecessarily to your lender?  Watch the video here -

Click here - The Equity Accumulator

Then, experience financial control and freedom.

What if you could do something like this instead:

Imagine you’re in your mid 40′s, your salary is $6,500 per month and your expenses are about $5,000 per month including your mortgage payment.  You have a 30 year, $200,000 mortgage at 6% interest.  If you pay your mortgage to the bank on that schedule, you’ll pay $228,572.99 in interest along with the $200,000 principal you’ll repay.

If you use this Advanced Cash Management Program, the Equity Accumulator, you could pay off this mortgage in less than 8 years, save $177,949 in interest and have an effective APR of 1.562%!

However, if you plan to work another 20 years anyway and you need to save more money for your golden years because you haven’t been able to save enough up until now, you might consider this plan. Leverage your cash flow and the equity you create to create a tax-advantaged savings account and delay paying off the home for a few years. You could time paying off the mortgage in 16.32 years before you retire, still save over $100,000 in interest, have a very low effective interest rate, and accelerate your wealth accumulation program.

Then, if the equity and cash flow you redirected grew at an achievable rate of 7%, by the time you would have originally had your house paid off, you would have $1,388,335 compounding to supplement your retirement with tax free income.

Imagine how that might feel.  Set yourself up and apply your own numbers to the program and see how fast you’ll pay off your mortgage and much interest you’ll save.  Imagine what you could do with the savings… Implement financial strategies that create wealth that produce tax free income, reduce future taxes and enhance your lifestyle.

Call for a free analysis and test drive.  It costs nothing to find out so what do you have to lose? Download the Advanced Cash Management Data Sheet HERE.  (It’s a Microsoft Word document.)  This information is required to enter into the software in order to know how fast you’ll pay off your mortgage and other debt; how much interest you’ll save and control and be able to invest more profitably; and what your effective interest rate will be.

If you don’t call, you could unnecessarily lose a lot of money in interest payments to your lenders.  If you’re serious about paying off your mortgage and building equity for yourself, call today  Call 425-829-4110 or email:  scott@scottscholz.com

“So many fail because they don’t get started – they don’t go. They don’t overcome inertia. They don’t begin.”- W. Clement Stone

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