Hopefully, you watched the Lock In & Reset Strategy video, HERE, for an explanation just how the strategy works and how it performed from January 1st, 2000 to January 1st, 2011, the most recent Bear Market we’ve all experienced.
Below is a chart similar to the one in the video, but covering a longer period of time, from 1931 to 2010. The actual dollar returns per year and totals in 2010 are eye opening. No wonder Warren Buffett’s first two rules of investing are, “Don’t Lose Money!” Call to see how this strategy could work for you.
| S&P500 | Basis | Lock In | Basis | |
| Actual | $10,000.00 | & Reset | $10,000.00 | |
| 1931 | -47.00% | $5,300.00 | 0.00% | $10,000.00 |
| 1932 | -15.00% | $4,505.00 | 0.00% | $10,000.00 |
| 1933 | 47.00% | $6,622.35 | 15.00% | $11,500.00 |
| 1934 | -6.00% | $6,225.01 | 0.00% | $11,500.00 |
| 1935 | 41.00% | $8,777.26 | 15.00% | $13,225.00 |
| 1936 | 28.00% | $11,234.90 | 15.00% | $15,208.75 |
| 1937 | -39.00% | $6,853.29 | 0.00% | $15,208.75 |
| 1938 | 25.00% | $8,566.61 | 15.00% | $17,490.06 |
| 1939 | -5.00% | $8,138.28 | 0.00% | $17,490.06 |
| 1940 | -15.00% | $6,917.54 | 0.00% | $17,490.06 |
| 1941 | -18.00% | $5,672.38 | 0.00% | $17,490.06 |
| 1942 | 12.00% | $6,353.07 | 12.00% | $19,588.87 |
| 1943 | 19.00% | $7,560.15 | 15.00% | $22,527.20 |
| 1944 | 14.00% | $8,618.57 | 14.00% | $25,681.01 |
| 1945 | 31.00% | $11,290.32 | 15.00% | $29,533.16 |
| 1946 | -12.00% | $9,935.49 | 0.00% | $29,533.16 |
| 1947 | 0.00% | $9,935.49 | 0.00% | $29,533.16 |
| 1948 | -1.00% | $9,836.13 | 0.00% | $29,533.16 |
| 1949 | 10.00% | $10,819.74 | 10.00% | $32,486.48 |
| 1950 | 22.00% | $13,200.09 | 15.00% | $37,359.45 |
| 1951 | 16.00% | $15,312.10 | 15.00% | $42,963.36 |
| 1952 | 12.00% | $17,149.55 | 12.00% | $48,118.97 |
| 1953 | -7.00% | $15,949.08 | 0.00% | $48,118.97 |
| 1954 | 45.00% | $23,126.17 | 15.00% | $55,336.81 |
| 1955 | 26.00% | $29,138.98 | 15.00% | $63,637.34 |
| 1956 | 3.00% | $30,013.15 | 3.00% | $65,546.46 |
| 1957 | -14.00% | $25,811.31 | 0.00% | $65,546.46 |
| 1958 | 38.00% | $35,619.60 | 15.00% | $75,378.42 |
| 1959 | 8.00% | $38,469.17 | 8.00% | $81,408.70 |
| 1960 | -3.00% | $37,315.10 | 0.00% | $81,408.70 |
| 1961 | 23.00% | $45,897.57 | 15.00% | $93,620.00 |
| 1962 | -12.00% | $40,389.86 | 0.00% | $93,620.00 |
| 1963 | 19.00% | $48,063.93 | 15.00% | $107,663.00 |
| 1964 | 13.00% | $54,312.25 | 13.00% | $121,659.19 |
| 1965 | 9.00% | $59,200.35 | 9.00% | $132,608.52 |
| 1966 | -13.00% | $51,504.30 | 0.00% | $132,608.52 |
| 1967 | 20.00% | $61,805.16 | 15.00% | $152,499.80 |
| 1968 | 8.00% | $66,749.58 | 8.00% | $164,699.78 |
| 1969 | -11.00% | $59,407.12 | 0.00% | $164,699.78 |
| 1970 | 0.00% | $59,407.12 | 0.00% | $164,699.78 |
| 1971 | 11.00% | $65,941.91 | 11.00% | $182,816.76 |
| 1972 | 16.00% | $76,492.61 | 15.00% | $210,239.27 |
| 1973 | -17.00% | $63,488.87 | 0.00% | $210,239.27 |
| 1974 | -30.00% | $44,442.21 | 0.00% | $210,239.27 |
| 1975 | 32.00% | $58,663.71 | 15.00% | $241,775.16 |
| 1976 | 19.00% | $69,809.82 | 15.00% | $278,041.44 |
| 1977 | -12.00% | $61,432.64 | 0.00% | $278,041.44 |
| 1978 | 1.00% | $62,046.97 | 1.00% | $280,821.85 |
| 1979 | 12.00% | $69,492.60 | 12.00% | $314,520.47 |
| 1980 | 26.00% | $87,560.68 | 15.00% | $361,698.54 |
| 1981 | -10.00% | $78,804.61 | 0.00% | $361,698.54 |
| 1982 | 15.00% | $90,625.30 | 15.00% | $415,953.33 |
| 1983 | 17.00% | $106,031.61 | 15.00% | $478,346.32 |
| 1984 | 1.00% | $107,091.92 | 1.00% | $483,129.79 |
| 1985 | 26.00% | $134,935.82 | 15.00% | $555,599.26 |
| 1986 | 15.00% | $155,176.19 | 15.00% | $638,939.14 |
| 1987 | 2.00% | $158,279.72 | 2.00% | $651,717.93 |
| 1988 | 12.00% | $177,273.28 | 12.00% | $729,924.08 |
| 1989 | 27.00% | $225,137.07 | 15.00% | $839,412.69 |
| 1990 | -7.00% | $209,377.48 | 0.00% | $839,412.69 |
| 1991 | 26.00% | $263,815.62 | 15.00% | $965,324.59 |
| 1992 | 4.00% | $274,368.24 | 4.00% | $1,003,937.58 |
| 1993 | 7.00% | $293,574.02 | 7.00% | $1,074,213.21 |
| 1994 | -2.00% | $287,702.54 | 0.00% | $1,074,213.21 |
| 1995 | 34.00% | $385,521.40 | 15.00% | $1,235,345.19 |
| 1996 | 20.00% | $462,625.69 | 15.00% | $1,420,646.97 |
| 1997 | 31.00% | $606,039.65 | 15.00% | $1,633,744.01 |
| 1998 | 27.00% | $769,670.35 | 15.00% | $1,878,805.61 |
| 1999 | 20.00% | $923,604.42 | 15.00% | $2,160,626.46 |
| 2000 | -10.00% | $831,243.98 | 0.00% | $2,160,626.46 |
| 2001 | -13.00% | $723,182.26 | 0.00% | $2,160,626.46 |
| 2002 | -23.00% | $556,850.34 | 0.00% | $2,160,626.46 |
| 2003 | 26.00% | $701,631.43 | 15.00% | $2,484,720.42 |
| 2004 | 9.00% | $764,778.26 | 9.00% | $2,708,345.26 |
| 2005 | 3.00% | $787,721.61 | 3.00% | $2,789,595.62 |
| 2006 | 14.00% | $898,002.63 | 14.00% | $3,180,139.01 |
| 2007 | 4.00% | $933,922.74 | 4.00% | $3,307,344.57 |
| 2008 | -38.00% | $579,032.10 | 0.00% | $3,307,344.57 |
| 2009 | 23.00% | $712,209.48 | 15.00% | $3,803,446.25 |
| 2010 | 13.00% | $804,796.71 | 13.00% | $4,297,894.27 |
| $804,796.71 | $4,297,894.27 |
